“How to purchase a rent to own home.”

By Cole Haynes

 

Over the last 5 years I’ve made it my mission to help more than 4 million people avoid scams and finally qualify to purchase their own home.

Here are four things I’ve learned to turn a frustrated renter into a happy homeowner.

 

  1. Most people rent to own because of the same reason

    Know what that reason is?

    Because they have bad credit.

    And based on our experience with rent to own furniture or tvs, we’re taught, even if we have bad credit, we can make payments on the couch or television …until we eventually OWN it.

    So most people are surprised to learn that a rent to own home is completely different.

    And that’s why I’m pointing this out to you.

    Because you see, upon moving into the home you are given a deadline to qualify for a traditional mortgage.

    In fact…

    You usually have to qualify for a mortgage within 12-24 months …or else you lose the house and all of the money you invested into it.

    The reason this approach will fail you is because most people simply will ignore their credit issues …until it’s already too late.

    That’s why your absolute next step should be to…

  2. Stop looking for a rent to own home!

    If you haven’t reviewed your credit reports in detail  …stop looking for a rent to own home now!

    The real key to homeownership is knowing exactly what’s appearing on your credit reports …today. This way, you will know how much time you need to improve your credit.

    You’ve heard that before, but it’s not what you think.

    This has nothing to do with “just giving it time” and waiting several years for your credit to magically improve on its own.

    In fact…

    Most ‘experts’ will tell you the exact same thing, that the only way to improve your bad credit is “just giving it time.”

  3. They’re Lying to You.

    Here’s what this means:

    For every single item that shows on your credit report, there are minimum requirements they must meet …by law.

    Example: You get a copy of your credit report, you find a collection account that is hurting your score and you’re not sure it belongs to you.

    And you have the right, by law, to dispute this account with the bureaus and demand that the collection company VERIFIES that this account belongs to you.

    If the collection company can’t verify the account is yours within just 30 days…

    It Must be Deleted from Your Credit Report!

    But this is only the beginning.

    In fact, EVERY item on your credit reports must meet three requirements. They must be:

    1. 100% Accurate

    2. 100% Verifiable

    3. 100% Complete
    As you can see, those are some very strict rules that are supposed to be followed.

    You might be wondering…

    How do you demand that everything on your credit report is meeting these standards so you can quickly improve your credit on your own in a fraction of the time?

    And the way you do that is to …

  4. Use factual disputing methods, all centered around the Consumer Laws that protect You.

    Factual disputing method is truly the “holy grail” of repairing your credit.

    It works by using the Fair Credit Reporting Act (FCRA), and it is the key to your success.

    Shocking Statistics Reveal Major Opportunity

     

    Research shows that over 75% of credit reports contain errors on them.

    And this means chances are you have errors on your report bringing your score down because statistically speaking, about 3 out of 4 people have errors.

    The way you cure this is by disputing these questionable accounts directly with the credit bureaus.

    Here’s an example.

    I recently worked with a client who had never owned a home before; she was 54 years old and had just 4 negative items on her credit report.

    ESInitial-Report-Summary

     

    Here were the initial steps I took for her (and for all new clients):

    1. Thoroughly review EVERY account reporting on her credit file.

    2. Gather facts on negative accounts in her credit report.

    3. Build disputing game plan based on negative accounts that are not meeting the minimum requirements of the law.

    4. Leverage the consumer laws that protect YOU to factually dispute items on your behalf.

     

    And with her goal of homeownership in mind, I knew the process had to be…

    Designed for optimal results–in the quickest amount of time!

     

    This strategy of investigating and reviewing her entire credit file to build a game plan in the beginning…resulted in all 4 negative accounts getting deleted from her report.

    And this entire process took just 5 months to complete.

    Now, at first glance, you might be thinking you have WAY more than just 4 negative accounts on your credit report, that’s understandable.

    But there was a twist.

    This customer had actually been with one of the bigger credit repair companies for close to a year!

    And these 4 items were NOT coming off.

    But we were able to get these inaccurate items removed because of all the work we did upfront investigating the accounts.

    Here’s The Bottom Line.

    It’s true.

    Homeownership really is in repairing your credit.

    Just not in the way you’re used to.

    You can’t suspend your goals and dreams for years ‘waiting’ and expect it to work.

    But if you have a true desire to take control of your credit …you can see your scores grow like nothing before.

    If you want something like that,

     

    Here’s Some Great News.

    I’ve set aside some time for my office to personally review your current credit profile, and design a fully customized review for you …FREE.

    This is a genuinely free offer, and there are no strings attached.

    In fact, it’s even better than you realize.

    Not only do we provide the review for you, we also create a detailed blueprint of exactly what’s helping you, what’s hurting your scores and what you can do to start improving …so you can deploy it immediately.

     

    This Is NOT What You Might Be Thinking.

    If you’re skeptical and are wondering if this is some kind of “bait and switch”, that’s understandable.

    The good news is, it’s NOT.

    In fact – it’s quite the opposite.

    There are absolutely no strings attached.

     

    The “Catch” You’ve Been Looking For.

    There are two.

    First, we’re unable to extend this offer to just anybody.

    There are some qualifications you’ll need to meet – the “biggest” being that you’re goal is to OWN a home in the next 24 months or less, not on the fence, and you are serious about avoiding late payments going forward.

    The second is this is very time sensitive …for a reason.

    We’re a small company (by design) and can only offer a handful of these free blueprinting sessions each month.

    They’re all granted on a first come, first served basis.

    So if you found this article helpful, and would like to see exactly how these types of strategies could improve your credit, you can call us now at 813-999-0926 and mention that you read “Cole’s article.”

    We’ve set aside some time to design a fully customized review for you …using the exact methods I described in this article.

    …And we’ll do it for free.

     

    If that sounds like something that could help you, call us at 813-999-0926 before all availability is taken.

…Or fill out the simple form below:

 

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