13 Incredibly Simple Questions to Ask Rent to Own Home Sellers

Now that you have a good idea of what to look for while searching for rent to own homes, let’s go over some of the more important questions you want to ask when calling on listings.

This is not a complete list of every question you should ask. So if you have other questions or concerns be sure to bring them up to the seller.


  1. Is the home available for Rent to Own or Owner Financing?
  2. How much are you currently selling the house for?
  3. How much is the rent per month?
  4. How much of the rent goes toward the purchase price?
  5. Do you require a deposit upfront?- Don’t tell a seller you have $10,000 to put down!
  6. If yes, how much are you asking for a deposit?
  7. How many months am I able to rent the home before purchasing the home?
    This is one of the reasons why talking to a mortgage broker is valuable! If your broker says you can qualify for a mortgage in 24 months, but the seller only wants to agree to an 18 month period, you can easily explain to the seller that you are in the process of qualifying for a mortgage but the time frame is more likely 24 months- this would show the seller that you are serious about purchasing the home and they will be more likely to work with on the time period.
  8. Is the home in need of any repairs?
  9. If so, who is responsible for paying for the repairs?
  10. Who is responsible for repairs that are needed during the rental period?
  11. Would you be willing to provide proof that the mortgage is current throughout the lease?
  12. Do you allow pets?
  13. If so, is there an extra deposit or fee for pets?




  1. D.A. Jones says:

    Questions 8 and 9 are very good. Could you explain possibilities? Thanks.

    • DA, thank you. The possibilities are endless and really vary so much by your personal situation, savings, comfort level, mortgage readiness, etc. Best of luck! Let me know if I can help further.

  2. Bernice Brown says:

    I want to know more about rent to own because we try buying a house but our credit we have to work hard on it

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